This Time Really is Different… (Retirement Spending V. Retirement Saving)
If you think of Retirement Saving as climbing a Mountain…Retirement Spending is hiking down that Mountain…
We call the Trek up that Mountain the Retirement Accumulation Phase. We build our Investment Portfolios to maximize how much we Accumulate. Time is our Friend…The Earlier we begin Saving & Investing the Better!
The Hike down that Retirement Mountain’s Backside is called the Decumulation Phase. Time is your Enemy. You want to make Darn Sure you don’t make it to the Bottom before you Pass Away!
During your Decumulation Phase, You need a Portfolio Strategy that delivers a Reliable Monthly Paycheck. We use a Scientifically-based, Proven Retirement Income Planning Approach to Build You a Customized Plan.
One-Size Does Not Fit All. It’s like Building you a Custom Home. We Identify the Proper Strategy for an “Income Floor” from Guaranteed or Low-Risk Sources. We Carefully Construct the Remainder of your Plan to Deliver the Retirement Paycheck from your other Assets.
We Manage your Assets, Liabilities, and Cash Flows with an Eye toward minimizing a Broad Range of Retirement Risks.
Our Goal is to Make Sure You Don’t Run Out of Money Before You Run Out of Life…But, at the Same Time, Making Sure You can Spend Your Money with Confidence and Without Life Regrets!
After All…Wouldn’t You Rather Just Enjoy that Beautiful Mountain Scenery on Your Hike?