We use TD Ameritrade as our custodian. Using a Third party custodian protects a client’s assets and ensures that the assets are owned by the client, not us. Your assets are insured by the SIPC for up to $500,000 per account type and are protected against losses resulting from the failure of a broker-dealer. Please note, SIPC does not protect your assets from the volatility of the stock market. An explanatory brochure is available at http://www.sipc.org.